For people & professionals
Home buying & real estate
Know what you can truly afford, decide between buying and renting, and understand every lease and HOA agreement before you sign.
The challenge
What gets in the way
A home is the largest purchase most people ever make, yet the numbers behind it are scattered across lenders, tax rules and forty-page agreements.
Sticker price isn’t monthly cost
Taxes, insurance, PMI, HOA fees and maintenance can add thousands a year that listing sites never show.
Buy vs rent is guesswork
Most people decide on gut feel because a true wealth comparison takes a spreadsheet nobody has time to build.
Fine print hides real costs
Leases and HOA agreements bury fees, notice periods and obligations deep in dense legal text.
How DataVesper helps
Capabilities built for this job
Tax-adjusted affordability
HomeDeck computes your effective monthly cost using 2026 tax rules and live rates.
Green / Yellow / Red verdicts
A clear, explainable fit score for every home you consider.
Buy-vs-rent breakevens
Month-by-month wealth simulation with three breakeven points.
Cited lease & HOA review
SourceBacked answers questions about any agreement and shows the clause it came from.
Walk into every showing, lender call and signing knowing your numbers and your obligations.
Recommended
The tools for the job
HomeDeck
Real estate & personal finance
HomeDeck runs your income, savings, state and filing status through a 2026 tax engine with current mortgage rates, then gives every home you’re considering a Green, Yellow or Red verdict.
Explore HomeDeckSourceBacked
Document intelligence
Upload a contract, lease or research paper and ask it anything. SourceBacked answers only from that document and cites the exact page and passage — so every claim can be checked in one click.
Explore SourceBackedHomeDeck: Educational estimates only — not financial, legal or real-estate advice.
SourceBacked: Document analysis is informational, not legal advice.
Have a decision worth getting right?
Try any of our products free, or tell us about the problem you’re trying to solve. We read every message.